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I work hard and only make commission.  I pay childsupport which thankfully comes out of my paycheck.  But my problem is here lately the business is not there.  I don't want to quit because I know it is going to get better and if I do quit I will lose those clients and have to start all over again.  With the economy being low, I am starting to notice my paycheck getting smaller and smaller.  Well I over drew my account trying to get things for my kids.  My last paycheck didn't cover it and niether is this one.  My electric  bill is due and I am not goignt o have the money to pay it.  I know things will get better and I save my tips to put food on the table and put gas in the car, but that doesn't go far.  I eat at home.  I don't smoke, don't drink and still it seems that if I did do those things I would get help.  I keep hitting dead ends with churches, loan companies, etc.  I have one last option with the title to my car (thankfully I own it).  If that doesn't work I will be sitting in the dark for a while.  I guess that will be ok, but my boys will miss out on thier "mom" time as though I won't be able to keep them here with no electricity.

Hi, I'm a new father of two. I'm 20 years just got a new job last Wednesday! My girlfriend and I (including our twins) are dirt poor. She has a job but she only makes $8 a hour and work about 16 hours a week. She gets paid every to weeks and her isn't much. Our twins were are 2 months old and they live back and forth from her mother's house to my mother's house. My new job is working security but I haven't start yet because they have to find me a organization to work at. So I'm just waiting, but I am out there looking for another job. What I mean by we are dirt poor is our situation. I got a title loan on my car and it was worth $1100. My car is gonna be towed Monday. I had a part time job at the time of the loan but it was 3 days after I got the loan I was fired. The only reason I got the loan was to provide for the kids when they came. That lasted for a short while. And now we are back at square one but we are bout to be without a car. I sleep in my car most of the time. I can't stay at my mother's house because of the fact it is a 3 bedroom trailor with my 2 sisters, 2 brothers, my grandmother, my mom, and her boyfriend. My father doesn't do anything for me and he was a dead beat dad my whole life. Life is so tough on some of us. It just seems that some of us are meant to struggle our whole lifes. I hate being poor and living out of my car having twins. Some days I don't even eat because of the fact I have to put gas in my car just to get to a job site and fill out an application and then to find out I didn't even get the job. I even thought about killing myself a few times but now I know I couldn't go through with it because I want my children to have a father, and I don't wanna put all of that on my girlfriend. I talk to God and I ask myself if God even listening to me. If anybody can help me I thank you a million times.

well...to start from the begining.  I have found myself asking for help.  I have been to salvation Army food bank, Churchs, low income houseing, friends and family.  I feel as low as I can get.  I have 4 teenagers that have been an absolute blessing to my life and I feel as if I have failed them.  It seems the harder I try and provide a better finacial security for them it seems to fail.  This will be the first Christmas that I can not even give them a gift.  I thought of making gifts but I dont even have the money to buy the supplies to make them. I put up a tree to bring some Holiday cheer, but I have no way of placing gifts under it.  Maybe I have given them fails hope.  I ask for nothing for myself...only to put a smile on my kids face.  I need help.  Is there a Santa Claus?

Me and my family are in need of some financial assistance ASAP.

I am unemployed and have been for almost a year. I ahve been trying to get work from Cleaning houses to MCdonalds. I am a very employable person with office skills, customer service skills, and until I moved to Georgia from California last year because it was just to expensive, I had no problem with work. I have always held a job and have never been fired. So why can't I get a job in this State I don't know but if I don't get some assistance and a job ASAP me wife and three kids are going to be put out onthe street and lose everything we moved here to get. Our house, our car and our utilities are all behind now and will be tuned off this month. Please if you know of anyone with the power to get me any kind of employment in the Marietta-Kennesaw area of Georgia and could help me with this months bills or know of a company that will loan money to people with bad credit( had to let some things go to collections to survive and now credit is ruined) We just purchased a home in Feb and if someone would loan 15-20k for about $300-350.00 we could get out of the debt were in and maintain on 1 income until I've found work. So please ask around, call wealthy friend, Give an employer my email, anything you can do to help as I am at the end of my rope. I am sorry for taken up this space from you termenally ill and people with bigger problems than me. Also please say a pray for may family As maybe god will here and send us all our angel. Thanks for listening. Ricky_1324@hotmail.com or redgreenblue413@yahoo.com I will check my emails at the library once a day in the evenings. God Bless

I am a stay at home mom, I have had to go back to work part time recently, and my husband works 7 days a week, we just can not seem to get ahead, and we keep falling further and further in debt.  Please help, anyway you can.

First of all,I am a God fearing man and I know that He doesn't make any mistakes. I want to thank you for taking the time to read my posting.  I am a 32 yr old divorced father of 2 beautiful little girls.  My life started to take a downward spiral in 2005.  I found out my wife of 4 1/2 years was cheating on me from the start of our relationship 6 years ago and throughout our marriage.  In addition to that I found out my youngest daughter is not mine biologically, although I will always be her father.  Upon finding out all this information I immediately filed for divorce.  By no means am I pretending to be perfect, but to this day information about her transgressions is still coming to light.  Since that time, emotionally, my life has taken a complete turn around.  However, financially I continue to struggle.  I have student loans I cannot put off any longer. I am being sued by one credit card company. With debts like that in my past working a regular 9 to 5 was not going to cut it no matter how much OT I work. So after 10 years in customer service and working for the "man" I tried to step out on faith and work for myself as an insurance agent in October 2006.  The possibility for making good money is there but I havent been able to achieve that level of success yet having to weed through "shady" companies and products.  I have been living off of my 401k and my pension accounts that I cashed in.  Unfortunately, those monies are being quickly depleted by my bills.  I feel I am more than capable of being a successfull salesperson and making good money in this industry.  My ultimate goal is to be successfull financially and help out my loved ones and other people in need.  For I know that "we are blessed to be a blessing" and after going through all that I have emotionally I have found peace in God.  I just pray that someone out there reading this is my blessing.  I know this situation, like all others will come to pass and I will be better because of it.  I am open to all ideas ie financial assistance, financial advice, employment opportunities, etc.  I have a BA in business management and a MBA in business administration. If God places it on your heart I can be reached at nspyre34@aol.com